http://www.cashpayday.org/blog Financial News and Opinions Sat, 14 Nov 2009 16:46:19 +0000 http://backend.userland.com/rss092 en The 10% Rule When you get your paycheck, try to always take ten percent off the top of the pre-tax amount and put it into a savings or other type of account. If you can’t do it every month, don’t fret. But try very hard to keep from dipping onto what ... http://www.cashpayday.org/blog/2009/11/seven-easy-tips/ China is known for many things.  Many people picture China and they think of congested cities, lots of people, and bright lights.  China was also recently the home of the summer Olympics.  In addition, China has long been known for production of consumer goods.  Obviously, there are many reasons to ... http://www.cashpayday.org/blog/2009/11/china-buzz/ Today, more than ever, getting approved for a mortgage is tricky.  Banks have tightened their standards due to the unfortunate economic situation at hand and the housing crisis.  One reason people often do not get approved for a mortgage is because they are not educated on the mortgage market.  The ... http://www.cashpayday.org/blog/2009/11/inside-information-mortgages/ California is bankrupt.  In an effort to raise money for their state, they are raising fees.  It makes sense from a government standpoint when you consider the bottom line.  However, what about the citizens of the state who have been affected by the economy and now have to pay for ... http://www.cashpayday.org/blog/2009/11/preparation-higher-taxes/ Everyone knows there is value in saving money.  In order to save money you have to possess proper knowledge of the importance of self-reliance in addition to suitable financial management skills.  Although saving money might be difficult, it will always help you when you are in a bind.  And, those ... http://www.cashpayday.org/blog/2009/11/save-up-second-career/ One of the biggest hurdles people experience in today’s economic climate is getting approved for a mortgage. Strict Standards The recession has caused banks to tighten their standards.  They are not as lenient as they used to be.  And, while this might make it more difficult for many to get a loan, ... http://www.cashpayday.org/blog/2009/11/tips-land-mortgage/ The recession has definitely weakened consumer confidence.  Many people are skeptical about making even the smallest purchases because they are unsure about what tomorrow will bring.  And, while it is great to be smart and avoid making risky decisions, you should also consider taking advantage of an opportunity when it ... http://www.cashpayday.org/blog/2009/11/qualify-home-now-time-to-buy/ During the last year, many investment related assets dropped dramatically.  This unfortunate occurrence has left many people wondering if they will ever be able to retire.  Some think that retirement may not be an option, and, if they want to retire, they might need to win the lottery.  While it ... http://www.cashpayday.org/blog/2009/11/don%e2%80%99t-win-lottery-retire/ Many people take for granted the benefits that their company provides them.  These benefits that are typically standard with a fulltime job usually include health insurance and sometimes dental and/or eye insurance.  If an employee is laid off from their job, they lose these benefits that their company provides since ... http://www.cashpayday.org/blog/2009/11/health-insurance-when-you-are-laid-off/ When it comes to your personal finances, the economic climate definitely plays a role.  Ask anyone.  Unfortunately this current recession has taken its toll on many segments of the economy including small businesses, large businesses, government funded jobs, etc – all of which affect each of us in some way.  ... http://www.cashpayday.org/blog/2009/10/good-news-economy/